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What is OBAMA CARE?

Obama care, or The Affordable Care Act is a national healthcare plan enacted to reform the American healthcare system. The intention of the act is to provide affordable health insurance to the 45 million Americans who are currently uninsured. Obama…

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What is Medicare Supplemental Insurance?

Medicare supplemental insurance is a type of health insurance policy sold by insurance companies to fill the gaps in medicare plans. Therefore, you must be eligible for medicare to purchase a supplement to medicare policy. People who are 65 years…

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What is Homeowners Insurance?

Most homeowners can tell you what they pay each year for home insurance, however many draw a blank when asked, What does your home insurance policy actually cover in the event of a loss? Generally, there are several perils (causes…

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Workers Comp Insurance

by Baxter Insurance in Santa Barbara Work Comp insurance, along with other commercial insurance lines, have seen steady rate increases in California. Employers though out the state have felt the pinch of these climbing rates. 5 to 20 percent workers…

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"I have chosen Dan Baxter at Baxter Insurance in Santa Barbara for both my personal and business insurance. I have had the pleasure of working with Dan for many years, and he has been able to offer me a full…

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“With them for 20 years…”

"Baxter Insurance has taken care of all of our business insurance needs for the least 20 years. We appreciate the immediate attention that we receive when we have questions about our policies. And it's great to speak with a real,…

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“A partner in business and personal life…”

Having been a home loan mortgage consultant for the past 22 years, I have had the opportunity to work with countless insurance agencies on behalf of my clients. But when it comes to selecting an agent for both my personal…

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Cyber continued…

Here is a basic definition of what Cyber Liability is: A term used to describe the liability exposures encountered when communicating or conducting business online. Potential liabilities include the Internet and e-mail. Online communication tools could result in claims alleging…

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“It’s called Cyber Liability…”

You probably have not heard about it, but ignoring it could cost you in a big way. Cyber liability is your online liability exposure. Do you post to Facebook, Twitter, Blogs? Do you operate a website personally or for your…

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