What is OBAMA CARE?

Obama care, or The Affordable Care Act is a national healthcare plan enacted to reform the American healthcare system. The intention of the act is to provide affordable health insurance to the 45 million Americans who are currently uninsured.

Obama Care requires that all Americans have health insurance either through a private Insurance company or through a state assisted program. If you do not have health insurance you must pay a tax equal to 1% of your income in 2014 and 2.5% in 2016. Many states are implementing
the Affordable Care act with their own health care exchanges.

HEALTH INSURANCE IN CALIFORNIA!

Health insurance in California will be sold starting on October 1st 2013 for effective dates of January 1st 2014. Covered California is the name chosen for this States Health Insurance exchange.

HEALTH INSURANCE COSTS!

The cost of health insurance is projected to rise. However, many people will be eligible for Advanced tax credits from the federal government which will be paid directly to the insurers.

WHAT INSURANCE PLANS WILL BE OFFERED?

The plans that will be available are called the metal plans. Bronze, silver, gold and platinum.

WHO CAN HELP YOU WITH THESE NEW HEALTH CARE CHOICES?

This new health care law is complicated. We at Baxter Insurance are here to help you. Please call or come in and we can review all of your options and help you make the right decision. There is no charge for our services. Thank You.