Santa Barbara Insurance is the leading insurance agency inSanta Barbara, and we offer a full line of commercial insurance products, including; liability insurance contractor insurance small business insurance professional liability insurance workers compensation insurance We also offer a full line…
If you are living in an HOA or condominium complex, or are on the board of your local HOA, you know how critical it is to have a business insurance policy for your Homeowners Association to protect your community from…
With more than 450 different Santa Barbara restaurants to choose from, you'll find the perfect spot to enjoy, from five-star dining to mom-and-pop cafés to the burger joint voted Best Tasting in the United States. Santa Barbara is a world…
While the premiums for the different types of Medigap Policies (also known as Supplement to Medicare Policies) vary, there are three different ways that a policy may be priced or “rated”. Community Rated (No-Age Rated) The premium for this type…
A Business Owner's Policy or BOP is a package of all the basic insurance coverage needed by every business. An ideal solution for small businesses in particular, this policy simplifies business insurance by allowing your business to purchase just one…
Given the potentially devastating results of a house fire, it is essential that every homeowner take precautions to both avoid the risk of fire and to prepare for it in case it does. It is important to regularly evaluate your…
If knowledge is power, then knowing the most common causes and types of workplace injuries plays an important roll in preventing them. Information gathered by the Bureau of Labor Statistics in their 2015 report identified the most common workplace injuries…
Seemingly little things like a small spill or a strip of uneven flooring can mean big expense for a business in the event that a customer is injured on the business premises. General Liability coverage helps cover the costs of…
Business ownership comes with its own set of challenges, risks, and rewards. You can minimize the risks and protect your business with a variety of different business insurance policies. The following are business policies that you should consider as an…