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Common Workplace Injuries and Insuring Against Them

If knowledge is power, then knowing the most common causes and types of workplace injuries plays an important roll in preventing them. Information gathered by the Bureau of Labor Statistics in their 2015 report identified the most common workplace injuries and their causes.

The most common injuries identified were:

  • Strains, sprains and tears, 36.6% of total injuries
  • Soreness or pain, 16.2%
  • Lacerations, cuts or punctures, 9.2 %
  • Bruises and contusions, 8.7%
  • Fractures, 8.5%

These injuries were most often the result of:

  • Overexertion and bodily reaction, 32.6%
  • Falls, slips, trips, 26.8%
  • Contact with object, equipment, 23.4%
  • Violence and other injuries by persons or animals, 6.6%
  • Transportation incidents, 5.5%

The report (found here: https://stats.bls.gov/iif/oshwc/osh/case/osch0058.pdf) also contains a variety of other data related to workplace injuries such as average days of work missed for each injury, demographics, most common body parts affected, industry and occupation specific stats, etc.

While it may be impossible to completely eliminate workplace injuries, proper safety programs and equipment are certainly essential to reducing the risks of injury at work and therefore reducing the costs associated. Consider these common injuries and causes when creating/reviewing your workplace safety policies. Making necessary adjustments and providing applicable employee training may reduce the occurrence of workplace injuries and claims.

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