Once you have reached the age of 65 and are eligible for Medicare, the gaps in coverage quickly become evident. Medicare inpatient coverage requires deductibles and possibly per day charges. Outpatient procedures and care also involve annual deductibles and 20%…
From Baxter Insurance Hello All, We have been fielding many calls about health insurance recently so I thought it timely to get this notice out to everyone: There are big changes coming to health insurance in 2014 (Affordable Care Act/Obama-care).…
REFORMING HEALTH CARE INSURANCE Obamacare is the Patient Protection and Affordable Care Act of 2010. The main part of this Act requires you to have health insurance no later than March 1, 2014, or be subject to a tax. Obamacare…
Obama care, or The Affordable Care Act is a national healthcare plan enacted to reform the American healthcare system. The intention of the act is to provide affordable health insurance to the 45 million Americans who are currently uninsured. Obama…
Medicare supplemental insurance is a type of health insurance policy sold by insurance companies to fill the gaps in medicare plans. Therefore, you must be eligible for medicare to purchase a supplement to medicare policy. People who are 65 years…
by Baxter Insurance in Santa Barbara Work Comp insurance, along with other commercial insurance lines, have seen steady rate increases in California. Employers though out the state have felt the pinch of these climbing rates. 5 to 20 percent workers…
Here is a basic definition of what Cyber Liability is: A term used to describe the liability exposures encountered when communicating or conducting business online. Potential liabilities include the Internet and e-mail. Online communication tools could result in claims alleging…