What does homeowners insurance cover?

Are you looking for homeowners insurance for your house in California? We can offer you the best possible coverage that will protect your home and the assets in it! We offer competitive homeowners insurance rates and work with our clients to provide multiple policy options for you to choose from.

Here’s what’s covered:

Homeowners insurance is best for protecting your home and your possessions from damage or destruction, and loss or theft of your possessions. You will also need to have liability insurance to protect you in case anyone is injured on your property. When you finance a home you are required to have homeowners insurance to protect your investment, so let us find you the best possible rate!

Additional Homeowners Insurance Riders

Since we live in an earthquake, fire, and flood prone state, you will likely want to have additional coverage for those potential unpredictable risks. With this specialty coverage you will be able to make necessary repairs and replacements should any of these events damage your home. Talk to one of our representatives about these additional rider policies.

Work with Us

Working with a local agent lets us tailor your insurance plan to the needs of fellow Santa Barbarans! We have been in business since the 1980s and are very well versed on the ins and outs of local and state insurance needs and requirements. We are also here to help you when you need to file claims or manage your policy. Let us do the hard work for you! Call us today to talk about your Homeowners Insurance policy needs: (805) 963-4048.